Unified superapp for citizens and businesses
Multi-currency wallet, CBDC (e-CNY, digital ruble, e-Rupee, Drex), AI assistant with synchronous translation, eSIM, government services and telemedicine. Federated data storage, QTLE post-quantum protection.
- Cross-border QR payments, support for central bank digital currencies
- Voice translator for all BRICS+ languages, AI assistant
- Integration with UAE PASS, Gosuslugi, Aadhaar, Gov.br, DigiLocker
- 3.5 billion potential users
Unified cross-border trade platform
Delivery of goods from any BRICS+ point within 24 hours through a network of bonded warehouses and DWC express hub. Marketplace aggregator, multimodal logistics, automated customs clearance.
- Bonded warehouses (12 million tons/year) + Dubai World Central
- Settlements in CBDC via mBridge, reducing fees to 1–2%
- Verticals: 24BRICS AUTO (AI-based spare parts selection), 24BRICS PHARMA
- BRICS+ e‑commerce market → $9.13 trillion by 2035
BRICS+ Digital Trust Infrastructure
Cross-border legally significant electronic document exchange based on a trusted third party. Mutual recognition of electronic signatures, QTLE post-quantum protection.
- Legitimate exchange of contracts and invoices without a notary
- QTLE technology (Cryptosoft) — protection against quantum attacks
- Digital notary, escrow services, collateral management
- Foundation for BRICSInvest, 24BRICS, BRICSCover transactions
Unified digital insurance ecosystem
Insurance without borders: marine and cargo, "BRICS+ Green Card," travel policies, reinsurance pool. Automatic payouts via smart contracts.
- Protection of logistics chains, integration with 24BRICS
- Unified MTPL/CASCO policy for cross-border travel
- BRICS+ insurance market volume ~$800 billion, cross-border share $120 billion
- BRICSCover Re reinsurance — reducing dependence on Western players
Investment and credit platform for ethical financing
End-to-end access to financing: startups, SMEs, large business, PPP. Integration of Islamic banking principles (Mudarabah, Murabaha, sukuk) and ESG.
- Digital accelerator with AI-powered business plan generation
- Lending, leasing, trade finance, sukuk
- Islamic finance market $5.2 trillion (14.9% annual growth)
- Infrastructure financing $2 trillion/year
WORLDBRICS Interoperability Standard
Unified CBDC interoperability protocol for BRICS+ countries. QTLE post-quantum protection, compatibility with mBridge and Project Agorá (BIS).
- Interoperability of Digital Dirham, e-Rupee, e-CNY, Drex, digital ruble
- QTLE + ML-KEM/ML-DSA (NIST post-quantum cryptography standards)
- Three-level architecture: base protocol, inter-network gateway, smart contracts
- Governance through WORLDBRICS CBDC Council (DIFC/ADGM, UAE)
Consortium distributed ledger
Consortium blockchain with validation nodes from central banks, MIB and national companies. Recording of protocols, financing distribution, voting, register of policies and transactions.
- Decentralized governance without a single point of failure
- Smart contracts (Solidity-compatible) with QTLE encryption
- Transparent voting of consortium participants
- Trust infrastructure for WIS, TrustBridge, BRICSInvest
BRICS+ Quantum Infrastructure
Quantum communication networks (QKD), post-quantum cryptography, quantum sensing and navigation. Development of algorithms resistant to quantum computer attacks.
- QKD channels for absolutely secure data transmission between countries
- NV-centers in diamond for explosive detection, GPS-free navigation
- Quantum cryptosystems for random key generation (Cryptosoft)
- Foundation for the protection of all WORLDBRICS ecosystem platforms
Robotics for humanitarian demining
International industrial cluster for the production of robotic systems with quantum NV-sensors. Plant in the Kaluga SEZ, service centers in BRICS+ countries.
- Autonomous robots with AI-based classification of explosive objects
- Detection accuracy >95% regardless of soil and weather
- Saving lives, returning land to use, humanitarian mission
- QTLE-protected channels for remote control